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I've learned a lot of Lessons, taken several "personal growth" courses, gotten sucked into several cults and found my way out again, and done about 13 years in a wide variety of kinds of personal psychotherapy. I've learned a lot for myself from these exercises and would like to share, as my eighth-grade English teacher, Robert Francis Shields, said more than once, "The Benefit of Your Infinite Wisdom."

Yeah, right... "infinite wisdom." Not exactly. But I have watched and participated in "the world" for over sixty years now, and as Yogi Berra put it, "You can observe a lot by just watching."

From observation and experience, I've also learned quite a bit. I've seen cycles in business, climate and fashion; I've wondered why everyone seems to think it's "different this time" just because it's new to them.

I decided to put some of my opinions, views, observations and conclusions out into the world where people can see them, so some might profit from what I write. By reading them, some people may get a new perspective on things and save themselves some searching or even avoid a few painful "life lessons."

So, this is the site. I've tried to organize it to make sense to the reader. And then I regrouped them, reorganized them, and remodeled the site. And then, did it again. Whatever it looks like today is "today's" version. Expect changes.

I hope you, as a reader and watcher and observer and thinker, may let some of the ideas into yourself, evaluate them against your own experiences, and potentially, profit from my experiences.

If you take nothing or gain nothing from my writings or disagree with my conclusions, so be it. You're free to disagree. I've provided my email address right on the home page so you can offer alternative conclusions or tell me how full of crap you think I am. [Or agree wholeheartedly] Participate. Enjoy. Rant. Be grateful you have the freedoms to do so. Many don't.

You may even help me to change my views on things, too. Many of my beliefs are very strongly held, and I've tested most of them over a long time, so don't expect an easy sell if you disagree and care to share, argue or discuss. Possibly... just possibly, some of your favorite decisions and conclusions may get tested in the process, too.

I'm here to answer your questions... and question your answers. ...Enjoy!